This page tracks arbitration cases where Michael Cardoza has represented consumers or employees. The Top Businesses section shows which companies this attorney has most frequently faced in arbitration. Click any case count to search the matching cases directly.
Top Businesses by Lawsuit Count
| Business | 2025 | 2024 ↓ | 2023 | 2022 | 2021 | All |
|---|
| Portfolio Recovery Associates, LLC | — | 6 | — | — | — | 6 |
| Resurgent Capital Services, LP | — | 4 | — | — | — | 4 |
| Midland Credit Management, Inc. | — | 3 | 12 | — | — | 15 |
| LVNV Funding LLC | — | 3 | 1 | — | — | 4 |
| First Premier Bank | — | 2 | 1 | — | — | 3 |
| Veros Credit, LLC | — | 1 | 1 | — | — | 2 |
| PayPal, Inc. | — | 1 | — | 1 | — | 2 |
| Santander Consumer USA, Inc. | — | 1 | — | — | — | 1 |
| Westlake Portfolio Management, LLC | — | 1 | — | — | — | 1 |
| Credit One Bank | — | 1 | — | — | — | 1 |
| Credit Acceptance Corporation | — | 1 | — | — | — | 1 |
| Inflection Risk Solutions, LLC | — | 1 | — | — | — | 1 |
| Discover Bank | — | — | — | 2 | — | 2 |
| NCB Management Services, Inc. | 1 | — | — | — | — | 1 |
| Citibank, NA | — | — | — | — | 1 | 1 |
| Citigroup Corporate Holdings, Inc. | 1 | — | — | — | — | 1 |
| eBay, Inc. | — | — | 1 | — | — | 1 |
| Barclays Bank | — | — | 1 | — | — | 1 |
| Comenity Capital Bank | — | — | 1 | — | — | 1 |
| Spire Recovery Solutions, LLC | — | — | 1 | — | — | 1 |
Disposition
| Disposition | 2025 | 2024 | 2023 | 2022 | 2021 | All |
|---|
| Settled | 1 | 16 | 10 | 3 | 1 | 32 |
| Withdrawn | — | 7 | 2 | — | — | 9 |
| Awarded | — | — | 5 | — | 1 | 6 |
| Administrative | 1 | — | 2 | 2 | — | 5 |
| Dismissed | — | 2 | — | — | — | 2 |
Dispute Type
| Dispute Type | 2025 | 2024 | 2023 | 2022 | 2021 | All |
|---|
| Consumer | 2 | 25 | 19 | 5 | 2 | 54 |
Awards
| Awards | 2023 | 2021 | All |
|---|
| --- | 3 | — | 3 |
| Consumer | 2 | 1 | 3 |
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